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Life insurance is a contract between you and an insurance company that provides protection against the financial loss that can result from your death. It’s a critical component of your financial plan, providing income replacement to your beneficiaries, estate planning, cash accumulation, and covering final expenses.
If you have dependents, life insurance can ensure that they have the financial resources they need in the event of your death. It can help bridge the gap between what you have now and what your family may need when you pass away, including mortgage bills, car payments, college, medical expenses, and funeral arrangements.
At Wise Vantage Financial Solutions, we understand that life insurance is an important decision, and our experienced agents are here to help you navigate the options and find the coverage that’s right for you and your family. Contact us today to learn more about our life insurance products and how we can help you plan for your future.
One of the greatest benefits of life insurance is that the policy proceeds are generally income tax-free to your beneficiaries. The policy can also be structured to pay estate taxes, so your heirs don’t have to liquidate other assets. If you have a favorite charity, you can even designate that all or part of the proceeds from your life insurance goes to that organization.
from $29.00/month
Whole Life Insurance provides a guaranteed death benefit and cash value for the life of the policy as long as premiums are paid. It’s a good option for those who want lifetime coverage and the ability to build cash value that can be accessed through loans or withdrawals.
from $19.00/month
Term insurance is coverage for a specified period, usually ranging from 10 to 30 years. Should you pass away before the end of the term period, your family, or beneficiaries, will receive the death benefit.
from $59.00/month
Universal Life Insurance is a flexible-premium, adjustable-benefit policy that accumulates cash value. Policy owners can adjust premium payments and the death benefit, subject to certain guidelines.
At Wise Vantage Financial Solutions, we are dedicated to providing personalized insurance solutions for small businesses and sole proprietors. We understand the unique challenges that these businesses face and work closely with our clients to identify their specific insurance needs.
At Wise Vantage Financial Solutions, we believe that financial security starts with protecting what matters most to you.
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